The last thing you want is for your home or belongings to suffer unwanted accidents or be stolen while the cleaning is being carried out. For the service you select, it is, therefore, necessary to carry insurance to cover any damaged property or stolen objects. Cleaning provider is required to tell you about their coverage and, if necessary, send you copies of the policies. Insurance coverage applies to the operational expenses of a provider and this would most likely entail a higher amount for its clients. Nevertheless, this peace of mind is worth it, should something go wrong.